Terms of Service

Last updated: November 2026

These terms govern your purchase and use of lists and related services from US Bankruptcy List ("we", "us"). By subscribing, requesting a sample, or using a list, you ("Customer") agree to these terms.

1. The service

We provide lists compiled from public U.S. Bankruptcy Court records, such as Chapter 13 cases dismissed in a federal bankruptcy district during a given month. Each list is delivered by email as an Excel (.xlsx) file. Lists may include debtor names, mailing addresses, dismissal dates and case numbers. Lists do not include telephone numbers or email addresses.

2. Permitted use

Each list is licensed, not sold, to the Customer for one purpose: marketing the Customer's own lawful legal or professional services by mail. You may not:

• use any list, in whole or in part, as a factor in determining a person's eligibility for credit, insurance, employment, housing or tenancy, or for any other purpose covered by the Fair Credit Reporting Act (15 U.S.C. §1681 et seq.);
• use any list for debt collection;
• resell, sublicense, publish, share or otherwise transfer any list or its contents to anyone outside your firm or organization;
• use any list to harass, threaten or mislead any person.

We are not a consumer reporting agency, and lists are not consumer reports.

3. Your compliance responsibilities

You are solely responsible for making sure your marketing complies with all laws and rules that apply to you, including state attorney-advertising and solicitation rules (for example, labeling, disclosure and filing requirements), 11 U.S.C. §§526–528 where applicable, postal regulations, and privacy laws. Any compliance checklist or sample material we provide is for convenience only and is not legal advice. We are not a law firm.

4. Accuracy

Lists are compiled from public court records at the time each list is built, and we clean the data in good faith. Court records can contain errors, and addresses and case statuses change. Lists are provided "as is" without warranties of any kind, express or implied, including accuracy, completeness, merchantability or fitness for a particular purpose. Before contacting a person, you should verify case status (for example, whether a case has been refiled) as your professional obligations require.

5. Subscriptions and billing

• Subscriptions are priced per district per billing period, as shown on our website at the time you subscribe.
• Payment is by card through our payment processor, Stripe. Your first period is charged at sign-up, and your subscription renews automatically at the end of each period until cancelled.
• You may cancel at any time by emailing [email protected] or through the customer billing portal, if provided. Cancellation takes effect at the end of the current paid period. Because lists are delivered digitally, fees already paid are non-refundable except where required by law.
• We may change prices with at least 30 days' notice by email; changes apply from your next renewal.

6. Samples

Free samples are masked and are provided for evaluation only. Samples may not be used for marketing.

7. Suspension and termination

We may suspend or terminate service, without refund, if we reasonably believe you have violated these terms, including the permitted-use restrictions in section 2. Sections 2, 3, 4, 8 and 9 survive termination.

8. Limitation of liability

To the fullest extent permitted by law, our total liability arising from the service is limited to the amount you paid us in the three months before the claim arose, and we are not liable for indirect, incidental, consequential or lost-profit damages.

9. Indemnification

You agree to indemnify and hold us harmless from claims arising from your use of any list, your marketing materials, or your violation of these terms or applicable law.

10. General

These terms are governed by the laws of the State of Iowa, without regard to conflict-of-law rules. If any provision is unenforceable, the rest remain in effect. We may update these terms by posting a new version on this page; continued use after an update means you accept it.

Contact

US Bankruptcy List
6701 Corporate Dr #4246
Johnston, IA 50131
[email protected]